MaryAnn Gowers (Ternovsky), 48, of Lake Hopatcong, formerly of Clifton, reposed on October 22, 2011. MaryAnn worked for Verizon for 16 years before taking an early retirement to nurture her family. She enjoyed the happy times shared with her family and friends, and treasured the moments shared with them. May her "Memory be Eternal". Devoted wife of Vincent. Beloved mother of their sweet daughter, Samantha. Loving sister of Julie Ivan and the late John Ternovski, Kenneth Karol, and Rev. Eugene Carroll. Dear aunt of Joseph, Michele, her Godchild April, and Kayla. MaryAnn is also predeceased by her parents Joseph and Mary Ternovsky. Funeral Tuesday, 9 AM at the Shook Funeral Home, 639 Van Houten Ave., Clifton and 10 AM at Ss. Peter & Paul's RO Cathedral, Passaic. Interment Ss. Peter & Paul's RO Cemetery, Saddle Brook. Visiting Monday 2-4 and 7-9 PM, Panikhida 7:30PM.